A mortgage broker works on your behalf to help you find the best mortgage option and rates. They provide you with unbiased options and select the lenders that make the most sense based on your unique financial situation. Mortgage brokers also have access to more lenders and are able offer you the most competitive rates saving you time and money!

"We condition ourselves to think that everything taught in school is what we need to push into the minds of our children. Perhaps this moment of learning in a forced quarantine might be a time to rethink that paradigm." Guest blogger, Natasha Moloo shares her homeschooling journey in this thought provoking blog post and gently reminds us that our current situation in COVID-19 is not actually homeschooling because true homeschooling is more vibrant and inclusive than what we have going on today, schooling in isolation. Read on - you may change your mind!

Toronto Regional Real Estate Board reported results for the first 17 days of April 2020, in order to provide some guidance on the impact of COVID-19 on the Greater Toronto Area real estate market. In an unusual mid-month update, the Toronto Real Estate Board concluded that uncertainty about jobs and the economy contributed to the decline in sales, listings and pricing as did physical distancing measures that make home buying more difficult.

In honour of Earth week and Fashion Revolution week (April 20 - 28), we invited guest blogger Seema Rizvi, founder of Tru, a Canadian, ethically made and sustainable fashion brand. Tru is part of a movement that is changing the way the fashion industry conducts itself and engages customers to ask questions about the impact of their purchases. The COVID-19 pandemic has made significant global impact across economies and industries. In this blog post, Seema explores the effect the pandemic has on garment workers. A very important read that challenges us to critically think about the impact our choices have.

Canada Mortgage and Housing Corporation (CMHC) and the country's lenders are offering qualified Canadians mortgage deferrals amidst the COVID-19 crisis that has left many unemployed, sick or in financial stress unable to make their monthly mortgage payments. Need to defer your mortgage? It's not mortgage forgiveness - you still have to pay for it and it will cost you in the long run.

COVID-19 has had a significant impact on Toronto's real estate market. The number of showings and listings has decreased, sales have dropped significantly since the city declared a State of Emergency in then middle of March. Prices have softened but still holding steady and the industry is evolving and adopting a virtual contactless model of conducting business. What impact does all this have on Toronto's pre-construction development? Read On!

It has almost been one month since the COVID-19 pandemic took over the world. On Wednesday, April 15, 2020, the Bank of Canada's announced its latest interest rate decision to maintain the rate at 0.25 per cent and they have no plans to go any lower.

Everything has changed. You're now a full-time employee, a parent, a home school teacher, a cook, a cleaner and even more. And if these challenges weren't enough, let's do all this in self-isolation. We are all trying to figure out our 'new normal' as we are forcefully wear several hats. We invited guest blogger, Danielle Binns a Certified Nutritional Practitioner (CNP) to share some great tips in this blog on how she is surviving self-isolation with three kids.

Although real estate businesses and services are still functioning, brokerages and sales representatives have had to evolve their business models to adapt to social distancing practices and a contactless way of conducting business.

COVID-19 impacts Toronto Real Estate. The last two weeks of March saw numbers drop significantly. How will the rest of 2020 fare for Toronto real estate? It's still early days making it challenging to see where things are headed or to predict any outcome at this point.