A mortgage is a loan, generally used to buy a property. How much you pay depends on how much you borrow (the principal), the loan’s interest rate, and how long you take to pay it back (the amortization period). Do not be afraid to negotiate interest rates and mortgage terms with different lenders. They are offering you a product and talking to more than one lender helps you make an informed decision.

Assess your present household budget and your annual income to determine if you are eligible for a mortgage and how much you can comfortably afford.

Did you know there are government assistance programs to help homebuyers? The federal government has assistance programs to help homebuyers. Research government program requirements to see if you are eligible.

Buying your first home is exciting and can be overwhelming all at the same time. We love working with First Time Home Buyers helping them navigate through the home buying process. Often, first hime home buyers have the same questions and concerns. In this blog post, we share answers to our First Time Home Buyer's Top FAQs

Imagine living by the water, surrounded by nature and parks within a community with all your everyday amenities at walking distance yet still connected to downtown Toronto by a quick GO train ride. It wasn't easy because there were so so many, but we did manage to put together the Top 10 Reasons to Invest In Brightwater Condos & Towns

There is something about decorating for fall that gives me the warm fuzzies! It may be the promise of cool, crisp evenings with brilliant sunsets, or the fact that fall decorating is all about creating a cozy atmosphere in your home. The fun thing about fall decorating is that it’s easy and inexpensive. Here are a few of my favorite fall decorating ideas that are easy to accomplish on a shoestring budget.

The future is looking bright north of Toronto! Festival in South VMC is a new master-planned community rising in the heart of the action, in downtown Vaughan’s new Entertainment District. This mixed-use development complex is where design innovation and luxury will meet vibrant, city living. An open-air promenade will feature a curated offering of retail, restaurants, and entertainment, creating a bustling community space. Are you ready to join the celebration? Here are 5 reasons you should invest in Festival, South VMC. Register now for Phase-One launch Coming Soon September 2020!

65 years of development and vision, Menkes is one of the country's leading innovative and award-winning commercial and residential builders. Launching Canada's Largest Comprehensive Urban Community, Festival at the South Vaughan Metropolitan Centre in September 2020

How does investing in the world's 5th most liveable city sound? And it happens to be right here in Canada. Low closing Costs, Low Deposits, Cash Flow Positive - ingredients to make a great pre-construction investment condo! Read on to learn more about Investing in Calgary pre-construction condos!

The CHIP Reverse Mortgage - a product that helps Canadian Homeowners during their retirement years. If you are a Canadian homeowner over the age of 55, then the CHIP Reverse Mortgage may be a product that is well suited to you. Guest Blogger, Laura Healey, Mortgage Agent with The Mortgage Coach explains the great benefits of the Reverse Mortgage